#invest 债券核心概念一览 核心要素 说明 本质​ 一种固定收益证券，代表发行方（政府或公司）向投资者借款的债务凭证。 核心承诺​ 发行方承诺在特定日期（到期日）偿还本金（面值），并在借款期间按固定利率（票面利率）定期支付利息。 投资者角色​ 购买债券即成为债权人，将资金借给发行方以换取固定回报。 别称​ 因其能提供定期、固定的利息收入，故常被称为“固定收益产品”。 关键关系​ 风险与收益：风险越高（如公司债 vs. 国债），期限越长，票面利率通常也越高以补偿投资者。 一、债券如何运作？ 发行：政府或公司为融资而发行债券。 购买：投资者购买债券，相当于借钱给发行方。 利息收入：发行方按约定利率（如年化3%）和频率（每年、每半年 …

#invest This article was created using AI generation along with my previous notes. AI is awesome! This list progresses from generally lower-risk to higher-risk investments.

1. Cash and Cash Equivalents These are highly liquid, low-risk investments, but with correspondingly low returns. Their primary purpose is capital …

I added Merriam‑Webster’s Vocabulary Builder to my to‑do list on 12/29/2012 and finally finished reading it in 2025. It was a long wait, but I’m glad my judgment from 13 years ago proved right—this is truly a fantastic book for learning English. It teaches word roots and provides interesting background stories. Some …

Previously, I used Ablog to set up my personal blog and maintained the content using Sphinx syntax. That effort ended around 2021—not something I’m proud of. Recently, I’ve decided to restart blogging to capture my learnings, insights, and reflections. However, I’m hesitant to continue with the old system because Ablog …

Page bundles are an optional way to organize page resources within Hugo. You can opt-in to using page bundles in Hugo Clarity with usePageBundles in your site configuration --- or in a page's front matter.

The "Notices" shortcode enables you to call out pieces of information - sidebars, warnings, tips, etc. To create a notice on a page, you can use the notice shortcode. You use the notice shortcode, with the first parameter being one of note, info, tip, and warning. Then add a title for your note in quotes as the second …

Published: Jan 01, 2021 Tags: booknotes, process Category: Management If you don't measure it, you can't manage it; If you don't measure it, you can't improve it; If you don't measure it, you probably don't care; If you can't influence it, then don't measure it. Randy A. Steinberg Why Measure Anything There is …

Published: Aug 02, 2020 Tags: data Category: Engineering Data science involves principles, processes, and techniques for understanding phenomena via the (automated) analysis of data. This article talks about the basic part of data science. Data Driven Decision (DDD) Data-driven decision-making (DDD) refers to the …

Published: Aug 01, 2020 Tags: chinese Category: Life Recently, I have been using app "QuanMinKGe" to sing for fun quite a lot. I got some enlightenment from playing this app, and write it down as this blog. 全民k歌 刚接触全民k歌应该是在16年底，那个时候的宗旨就是两个字：白玩。坚决不给平台充钱。 自己录歌玩，和几个有限好友之间互动一下，然后领一些免费花花送人玩。 然后用的版本是个几年前非常老的版本，从来没有升级。 其实当然知道 …